Contact Everence Wealth

How to reach us

There are three ways to start a conversation with Everence Wealth, and all of them lead to the same place: a free, no-obligation 30-minute call with Steven Rosenberg or a member of our team. There is no sales presentation, no take-home packet, and no follow-up sequence designed to wear you down.

By phone. Call 925-433-7724 during business hours, Monday through Friday, 9:00 AM to 5:00 PM Pacific. If we do not pick up, leave a brief message with your name and time zone and we will return the call within one business day.

By email. Write to info@everencewealth.com. We respond personally to every inbound message — there is no auto-reply funnel and no marketing list you will be added to without explicit consent.

By scheduled consultation. Use the booking form on this page to reserve a 30-minute video call at a time that works for you. The form asks only what we need to know in advance: your name, email, phone, and a one-line note about what you would like to discuss. Anything more detailed is best handled live.

Office of record

Everence Wealth 455 Market Street, Suite 1940 PMB 350011 San Francisco, CA 94105 United States

Our practice operates nationally. The office address above is our official place of business and the address used on policy applications and correspondence, but in-person meetings are by appointment only. Most client work — discovery calls, plan reviews, application signing, annual check-ins — happens by video call and secure document portal.

What to expect from a first call

The first conversation is short and diagnostic. We will ask three or four questions about where you are today: roughly what you have saved, roughly when you would like to stop working, and what concerns you most about retirement income. We do not need exact numbers, statements, or tax returns at this stage.

If, after fifteen minutes, it is clear that the strategies we work with are not a fit for your situation, we will say so directly and point you toward a better-matched resource. We turn away potential clients regularly. The reason is simple: indexed universal life, indexed annuities, and whole life insurance are powerful tools for the right family in the right phase of life, and a poor choice for everyone else. We would rather refer you out than place you in a structure that does not serve you.

If we do continue past the first call, the next step is a longer planning conversation that walks through the Three Silent Killers — fees, volatility, and taxes — as they apply specifically to your numbers. There is still no charge at this stage. Our compensation comes only when a policy is placed and stays in force, paid by the carrier, not by you.

Languages and accessibility

We work in English and Spanish. If you would prefer to have the conversation in Spanish, mention that when you book and we will arrange it. If you have hearing or accessibility needs that affect how you would like to communicate, please let us know in your initial message and we will accommodate.

Privacy and what happens with your information

The information you submit through this page goes directly to our internal client-relationship system. It is not sold, rented, shared with carriers, or added to any third-party marketing list. We use it only to schedule and prepare for your conversation. If you decide not to move forward, your file is closed and your information is retained only as long as required by applicable record-keeping rules.

A note on what we do not do

We are not a registered investment adviser. We do not manage securities portfolios, sell mutual funds, prepare taxes, or provide legal advice. If your question is primarily about stock selection, tax filing, or estate-document drafting, we will gladly refer you to trusted professionals who do that work — but it would be a poor use of your first call with us. The conversations where we add the most value are about retirement income structure, tax efficiency in the distribution phase, and protection of principal against market downturns at the wrong moment in life.